Please review and understand the operating procedures prior to Signing Up.  As stated earlier, there is a one time non refundable $75.00 subscriber fee required to participate in this investment program.  You can Signup for our services by clicking on the icon below and following the instructions.


                                  Example of Advisory Fee

Subscriber 1  has invested  $10,000 =  V
Subscriber 2 has invested $100,000 = W
S&P 500 Index increased by 8% during this buy/sell cycle  = X
Recommended fund increased by 12% during the same buy/sell cycle  = Y
Advisory FEE for each subscriber is the same and is computed as follows:

Advisory FEE =  .4( Y - X)5,000.00
Advisory FEE =  .4(.12 - .08)5,000.00
Advisory FEE =  $80.00  (Each subscriber will pay this amount)
                                          
                                               Subscriber 1

Subscriber 1 Gross Profit (Before Advisory FEE)  =  (V)(Y) = $1,200.00

Subscriber 1 Net Profit                                        =  [(V)(Y) - Advisory FEE]
Subscriber 1 Net Profit                                        =  [(10,000)(.12)  -   80.00]
Subscriber 1 Net Profit                                        =  $1,120.00

Subscriber 1 S&P Profit (S&P Index Fund)          =  (V)(X) = $800.00

                                                Subscriber 2

Subscriber 2 Gross Profit (Before Advisory FEE)   =  (W)(Y) = $12,000.00

Subscriber 2 Net Profit                                         = [(W)(Y) - Advisory FEE]
Subscriber 2 Net Profit                                         = [(100,000)(.12) -  80.00]
Subscriber 2 Net Profit                                         =  $11,920.00

Subscriber 2 S&P Profit (S&P Index Fund)           =  (W)(X) = $8,000.00

Hypothetical  Advisory Fee and performance for each buy/sell cycle using our updated model can be viewed at hypothetical performance chart.
THOMPKINS FINANCIAL ADVISORY SERVICE
FEE/SIGNUP
FEE

We offer this program only to serious investors who believe, as we do, that (1) actual performance should form the basis for any fees that are assessed and (2) since 80% or more of the so called market gurus underperforms the market, newsletters and market commentaries are not meaningful because they rarely shed valid insight related to the long term direction of the financial markets.  Consequently, we do not provide newsletters or market commentaries as a part of our program. Our Advisory fee is tied directly to actual performance and is described below.

1.  A minimium of $5,000.00 is required to participate in the program.

2.  Subscriber establishes an account with Fidelity Brokerage service and places the investment funds into the account -- We do not accept the subscriber's funds,

3.  If we do not exceed the performance of the S&P 500 Index for a buy/sell cycle,  we do not receive an Advisory Fee,

4.  Our Advisory Fee is 40% of all gains in excess of the gains of the S&P 500 Index multiplied by the minimum investment amount of $5,000 for each buy/sell cycle (see example below),

5.  The computation used to derive the Advisory Fee is the same for each subscriber and the actual Advisory Fee for a buy/sell cycle will be the same for each subscriber regardless of the amount invested,

6.   Advisory Fee is not assessed during the period when we recommend that the subscriber be invested in a money market fund,

7.  A, one time non-refundable, $75.00 subscriber fee is required to begin participation. The subscriber fee is assessed to eliminate investors who are curious but not serious.
                                  Example of Advisory Fee

Subscriber 1  has invested  $10,000 =  V
Subscriber 2 has invested $100,000 = W
S&P 500 Index increased by 8% during this buy/sell cycle  = X
Recommended fund increased by 12% during the same buy/sell cycle  = Y
Advisory FEE for each subscriber is the same and is computed as follows:

Advisory FEE =  .4( Y - X)5,000.00
Advisory FEE =  .4(.12 - .08)5,000.00
Advisory FEE =  $80.00  (Each subscriber will pay this amount)
                                          
                                               Subscriber 1

Subscriber 1 Gross Profit (Before Advisory FEE)  =  (V)(Y) = $1,200.00

Subscriber 1 Net Profit                                        =  [(V)(Y) - Advisory FEE]
Subscriber 1 Net Profit                                        =  [(10,000)(.12)  -   80.00]
Subscriber 1 Net Profit                                        =  $1,120.00

Subscriber 1 S&P Profit (S&P Index Fund)          =  (V)(X) = $800.00

                                                Subscriber 2

Subscriber 2 Gross Profit (Before Advisory FEE)   =  (W)(Y) = $12,000.00

Subscriber 2 Net Profit                                         = [(W)(Y) - Advisory FEE]
Subscriber 2 Net Profit                                         = [(100,000)(.12) -  80.00]
Subscriber 2 Net Profit                                         =  $11,920.00

Subscriber 2 S&P Profit (S&P Index Fund)           =  (W)(X) = $8,000.00

Hypothetical  Advisory Fee and performance for each buy/sell cycle using our updated model can be viewed at hypothetical performance chart.
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SIGNUP
Please review and understand the operating procedures prior to Signing Up.  As stated earlier, there is a one time non refundable $75.00 subscriber fee required to participate in this investment program.  You can Signup for our services by clicking on the icon below and following the instructions.